Lipa Mdogo Mdogo Phones in Kenya (2026) — Buy Now, Pay in Installments

Own a 100% original smartphone today. Pay a small deposit and clear the balance weekly or monthly — no hidden charges, no stress.

Genuine phones only
Nationwide delivery
M-Pesa accepted
No hidden charges
Nairobi walk-in store

 

At Phones Store Kenya, we believe everyone deserves a great phone — without draining their savings all at once. With our Lipa Mdogo Mdogo plan, you pay a deposit and walk out with your phone the same day. The balance is cleared through easy weekly or monthly installments that fit your budget.

Prefer zero interest? Our Flexpay (Lipa Polepole) plan lets you save at your own pace and collect your phone once fully paid — no extra charges, no pressure. Looking for a quality phone at a lower price? Browse our Ex-UK Smartphones — premium, fully tested devices that are kind to your wallet.

We stock Samsung, iPhone, Tecno, Infinix, Vivo, and more. All phones are 100% original, backed by nationwide delivery and in-store support in Nairobi.

Three ways to own your phone

Choose the plan that fits your budget — no pressure, no hidden costs

FP
Flexpay (Lipa Polepole)
Zero interest, zero pressure. Save at your own pace and collect your phone once fully paid. No documents needed. Best option for iPhones.
  • 0% interest, standard price only
  • No documents or deposit needed
  • Open to everyone
  • Best way to get an iPhone
UK
Ex-UK Phones
Premium smartphones at a fraction of the cost. Every Ex-UK device is fully tested and verified before sale — great quality, honest pricing.
  • Premium devices, lower prices
  • Fully tested and verified
  • Eligible for installment plans
  • Great quality, honest pricing

How Lipa Mdogo Mdogo works

Get your phone in 4 simple steps — no paperwork, no stress

1
Choose your phone
Browse our catalogue above and pick the Samsung, iPhone, Tecno, Infinix, or Vivo that fits your budget and needs.
2
Contact us
Call or WhatsApp us on 0728 270 084. Our team will confirm the phone is available and walk you through the installment terms.
3
Pay your deposit
Pay the agreed deposit via M-Pesa, card, or cash at our Nairobi store. Your payment schedule is set up before you leave.
4
Take your phone home
Walk out with your brand new phone the same day. Clear the remaining balance in easy weekly or monthly installments.

Why choose Phones Store Kenya

We've been helping Kenyans own great phones since 2018 — here is what makes us different

100% genuine phones
Every device we sell is sourced from verified distributors. No clones, no counterfeits, no locally assembled replicas — ever. What you see is exactly what you get.
📅
Flexible payment plans
Pay weekly or monthly — whichever suits your budget. We structure your installments before you leave the store so there are zero surprises along the way.
0%
Zero interest option
Our Flexpay plan lets you save at your own pace with absolutely no interest added. You pay only the standard cash price — not a shilling more.
🔒
Transparent pricing
No hidden charges, no processing fees, no surprises. Every cost is explained upfront before you commit to anything. What we quote is what you pay.
🚚
Nationwide delivery
We deliver to Nairobi, Mombasa, Kisumu, Eldoret, Nakuru, and towns across Kenya. Order online or visit our store — we get your phone to you fast.
🏪
Physical Nairobi store
Visit us in person at Avenue House, Kenyatta Avenue. See the phones, ask questions face to face, and walk out with your device the same day.
5,000+
Phones sold across Kenya
6+
Years in business
4.8★
Average customer rating
47+
Phone models available

Frequently asked questions

Everything you need to know about buying a phone on installments in Kenya

What is Lipa Mdogo Mdogo? +

Lipa Mdogo Mdogo is a flexible payment plan that lets you take a phone home today by paying a small deposit, then clearing the remaining balance through weekly or monthly installments. You don't have to pay the full price upfront — just a deposit, and the phone is yours to use immediately.

Do I need to pay a deposit to get a phone? +

Yes, for the Lipa Mdogo Mdogo plan a deposit is required before you take the phone home. The deposit amount depends on the specific device you choose. For our Flexpay (Lipa Polepole) plan, there is no deposit — you save at your own pace and collect the phone once the full amount is reached.

Which phones qualify for Lipa Mdogo Mdogo? +

Most smartphones in our catalogue qualify for installment plans including Samsung, iPhone, Tecno, Infinix, and Vivo. Selected devices are clearly indicated on each product page. If you are unsure about a specific model, contact us on WhatsApp or call 0728 270 084 and our team will confirm eligibility for you.

Are the phones on installment 100% original? +

Absolutely. Every phone we sell — whether on installment or outright — is 100% genuine and sourced from verified distributors. We do not stock clones, counterfeits, or locally assembled replicas. What you buy is exactly what the manufacturer produced.

How do I make my installment payments? +

Payments can be made via M-Pesa, debit or credit card, or cash at our Nairobi store. Before you leave with your phone, our team will set up a clear, structured payment schedule so you always know exactly how much is due and when.

What is Flexpay (Lipa Polepole) and how is it different? +

Flexpay is our 0% interest savings plan. Instead of taking the phone home on deposit, you save gradually at your own pace with no pressure and no added charges. Once you reach the full price of the phone, you collect it immediately. This plan requires no documents, no deposit, and is open to everyone — making it the best option for buying an iPhone on installments.

Do you deliver phones outside Nairobi? +

Yes. We deliver across Kenya including Mombasa, Kisumu, Eldoret, Nakuru, and other towns. Delivery fees and timelines depend on your location. Contact us to arrange delivery to your area — we'll give you the exact cost and estimated arrival time.

What happens if I miss an installment payment? +

We understand life happens. If you are unable to make a payment on time, contact us as early as possible on 0728 270 084 or WhatsApp so we can work out a solution together. We always prefer to communicate openly rather than have customers go silent — our team is here to help, not to pressure you.

Can I visit your store in Nairobi before buying? +

Yes, and we encourage it. You are welcome to visit us at Avenue House, Mezzanine 2, Shop 13, Kenyatta Avenue, Nairobi. Our team will walk you through the available phones, explain the installment terms, and help you choose the right device for your budget. We are open Monday to Saturday, 8:30 AM to 7:00 PM.

What are Ex-UK phones and are they safe to buy? +

Ex-UK phones are original smartphones previously used in the United Kingdom and imported into Kenya. They are not fake, not cloned, and not locally refurbished. At Phones Store Kenya, every Ex-UK device is fully tested for network connectivity, battery health, display quality, cameras, and overall performance before going on sale. They offer premium quality at significantly lower prices than brand-new devices.

Still have a question? We are happy to help.

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